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Often times, hail can be small enough and soft enough to not cause damage to your property. But if it is larger than a marble, we recommend having an inspection performed by us to assess the damage. Unless hail is very large, the damage it causes usually isn't visible from the ground and must be observed from on top of the roof. Once we've inspected, we'll make a recommendation of the next steps.
The State of Texas passed HB2102 in 2019, that makes it illegal for a contractor to cover, waive, or absorb a property owner's deductible in any way. Moreover, HB2102 requires that contractors must include the following language on contracts involving insurance claims: "Texas law requires a person insured under a property insurance policy to pay any deductible applicable to a claim made under the policy. It is a violation of Texas law for a seller of goods or services who reasonably expects to be paid wholly or partly from the proceeds of a property insurance claim to knowingly allow the insured person to fail to pay, or assist the insured person's failure to pay, the applicable insurance deductible." For more information, please visit the Texas Department of Insurance website.
In North Texas, shingle roofs often last 15-20 years or longer if properly installed and properly ventilated. Metal roofs can last much longer, possibly 40-50 years or more. High winds or large hail obviously will destroy a roof of any age. But without major storm events and with routine maintenance, these durations listed above should be expected.
The most common roofing material in North Texas is asphalt shingles. These range in quality from "entry level" 3-Tab shingles to lifetime rated laminate shingles, to hail resistant shingles, heavy weight shingles and luxury designer shingles.
Other roofing options include metal panels such as R-panel or standing seam, wood shakes, stone coated steel shingles, concrete or clay tile, natural slate, and synthetic shake or slate. All of these can cost significantly more than a shingle roof. If any of these options interests you, please inquire about specific costs, as pricing varies widely and there are many factors that play into the options, such as roof design, structural strength, HOA requirements, etc.
We can replace the shingle roof on most homes in 1-2 days. Very large homes with extremely steep roofs will often take a little longer. Other roofing materials such as standing seam or stone coated steel can take longer as well, as these roofing materials require more attention to details to ensure a proper installation.
Often, a missing shingle or a roof leak can be repaired easily. But these conditions can also be indicative of a larger problem. We will inspect your roof for additional problems and make the appropriate recommendation to you for what needs to be done to restore your property.
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